It is usually done when interest on the new loan rates are lower than that of the previous one.

If you need a little more money each month, mortgage refinancing can be a trick that can help you.
If you have a lot of debt can be consolidated into another loan program, it can be a good trick to use mortgage refinancing as a way to pay off your other loans.
Adding to your 80/20 mortgage some lenders offer financing for 103% of the invoice to your home.
You do not need to panic at the financial aspect of the transition to South Florida.

Although refinancing immediately after bankruptcy is possible, you will not be able to take full advantage properly.

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